EU Law Radar

Monitoring References to the Court of Justice of the European Union

Tag

contract

19 case reports

Case C-769/26, Banca Sistema – a shield the consumer wants to use as a sword

When a consumer loan has been sold on, Italian courts let the borrower sue only whoever actually received the money — which means first working out how the two banks arranged the transfer between themselves. A justice of the peace asks whether Article 17 of the Consumer Credit Directive lets the consumer choose to sue either.

Case C-580/26, Vivesevi – the clock on a loan that was never valid

A consumer credit agreement is declared wholly invalid, but the money was drawn down and the lender wants it back. From which date does limitation run on that claim — the finding of invalidity, the drawdown, or each instalment of the contract that no longer exists? Sofia City Court asks.